
Key Things to Consider Before Refinancing Your Mortgage
Refinancing your mortgage can be a smart financial move, but it’s not something to rush into without careful planning. The first step is to clearly define your goals—whether you’re looking to lower your monthly payment with a better interest rate, tap into your home’s equity to pay off high-inte

What Credit Score Do You Really Need To Buy a Home?
Facebook Twitter Pinterest LinkedIn According to Fannie Mae, 90% of buyers don’t actually know what credit score lenders are looking for, or they overestimate the minimum needed. Let that sink in. That means most homebuyers think they need better credit than they actually do – and maybe you’r

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff
Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%). While that may not sound li
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